Economic theory alleges that the fear of monetary loss during financial crises encourage account holders to withdraw their deposits and investors to sell their shares. One of the characteristics of bank funding is the liquidity provision by a maturity mismatch, they hold liquid deposits from account holders and provide long term loans to users of capital. The acceleration of a downward trend may trigger a run on the bank and potentially force financial institutions to sell their assets below market value. This leads to a disruption of the monetary system and reduction in production. Hence the reason that regulators monitor bank failure from a close distance. However, bank failure does not always lead to bank liquidation.